1, "Guiyang Housing Provident Fund Loan Application Form" and "Guiyang Housing Provident Fund Loan Application Form (Supplementary Information)", if any * * * buyers fill in;
2. The original household registration book or household registration certificate of the borrower and spouse (* * * owner and spouse);
3. Original resident identity cards of the borrower and spouse (* * * owner and spouse);
4. Original and photocopy of the marriage relationship or marital status certificate of the borrower and spouse (* * * owner and spouse). If you are unmarried or divorced, you need to provide an unmarried or unmarried statement;
5. If the borrower's spouse belongs to the provincial department, it is necessary to provide the provincial provident fund deposit certificate;
6, China People's Bank personal credit information system query authorization and personal credit report;
7, "the housing provident fund individual housing loan beneficiary bank account opening certificate";
8. Applicants who have paid the housing provident fund for less than 12 months must also provide proof of social security payment for nearly 6 months;
9. Original commercial loan contract;
10. Original and photocopy of commercial loan balance list (repayment in the last 6 months and loan balance this month);
1 1, house ownership certificate (or house ownership certificate and state-owned land use certificate), original and photocopy of tax payment certificate;
12. The original commercial loan bank must agree to settle the loan in advance and meet the conditions for mortgage change.
Extended data:
Matters needing attention
1. When employees apply for housing provident fund loans, they do not have to bear the expenses related to housing mortgage registration and cancellation of housing mortgage registration and the agency fees arising therefrom.
2. Employees who apply for "joint loan" or "business-to-business" loans do not need to pay liquidated damages for prepayment of provident fund loans to the original commercial loan bank.
3. The house purchase guarantee company accepts the secured loan, and no longer collects the guarantee fee, review fee and mortgage service fee from the loan employees.
Guiyang Housing Fund Management Center-Guiyang Huimin Policy Understanding Card (Loan)