Supplementary explanation:

The specific operation process is as follows:

Go to the 4S shop to see the car first, and then decide which car to buy.

After that, the salesman will give you a form. At this time, you need to go to the bank to print the corresponding daily report.

Fill in the form together with the running account, work permit and ID card copy paper and submit it to the bank for approval, waiting for the loan to be decentralized.

Then pay the down payment, pick up the car and pay the monthly payment.

Monthly payment:

Monthly mortgage refers to the monthly repayment amount that the lender should pay to the lending bank during the repayment period, including the principal and corresponding interest, when purchasing commercial houses and motor vehicles by bank mortgage.