Mortgage loan, also known as "mortgage loan". Refers to a loan method adopted by some banks. The borrower is required to provide a certain amount of collateral as loan guarantee to ensure the repayment of the loan at maturity. Collateral is generally easy to preserve, wear and tear and sell, such as securities, bills, stocks, real estate and so on.
Consignment banks sell goods for customers. No matter whether it is old or new, the consignment bank will sell the goods entrusted by the customer at the price required by the customer, and then charge the handling fee in proportion; If the consigned goods cannot be sold temporarily, a certain storage fee will be charged according to the price of the goods every day. According to the relevant regulations of the state, the registration procedures of the second-hand goods consignment bank have been cancelled, and the registration can be carried out as long as the employees provide their identity and address information. However, according to the relevant requirements of the public security department, employees should keep records of receipt and sale when collecting items with prices above 100 yuan for public security inspection.