1. Minimum down payment for buying a car 10%-20%. Of course, some models can get a down payment of 0. Usually, most gasoline vehicles have a down payment of 20%, and new energy vehicles have a down payment of 15%.

2. Take a new car, pay taxes and insurance, and notify the consumer to pick up the car. In the first year, the new car is registered under the name of the car, and consumers need to pay in installments in the first year.

3. After the first year, consumers can choose two ways. The first way is to return the vehicle to the bomb car, but the consumer needs to settle the down payment and the installment fee for the first year; The second way is to pay the final payment and buy a car (you can also continue to choose installment payment, with the longest installment period of 36 months and the longest actual installment period of 48 months). Simply put, it is to turn the right to use the car into ownership.

Comparison between buying a car by car and buying a car in 4s shop

Ford Roadwalker with a guide price of 279,800? Take 2.0T gasoline automatic four-wheel drive elite edition as an example:

Car pickup: 27980 (down payment) +4998* 12 (first year installment) +5000 (handling fee) +2 19600 (final payment) =3 12556 yuan.

4S shop: 279800 (naked car)+0.1* 279800/1.17 (purchase tax) +5000 (service fee)+10000 (auto insurance)+/kloc-.