Our loan target requirements: China citizens with full civil capacity; Overseas personnel with full capacity for civil conduct (including Hong Kong, Macao and Taiwan residents). Regarding the prompt about whether the loan application conditions are met, I suggest you contact the outlets for verification.
2. Can Taiwan Province people apply for loans in the mainland?
Legal analysis: Yes, the target of bank loans is China citizens with full civil capacity; Foreigners with full capacity for civil conduct include Hong Kong, Macao and Taiwan residents. Provident fund loans: At present, personal housing provident fund loans have more restrictions on people in Taiwan Province Province: according to regulations, the main body of provident fund deposit is employees of various enterprises and institutions, excluding foreigners, Hong Kong, Macao and Taiwan employees; And you need to pay in full for six months before you can apply for a housing provident fund loan. Commercial loans: People in Taiwan Province Province are exposed to more personal housing commercial loans. After signing the pre-sale contract or letter of intent and paying the down payment, you can apply to the bank.
Legal basis: Measures for the Administration of Affordable Housing Article 9 When applying for a loan from a commercial bank, an individual shall not only comply with the provisions of the Measures for the Administration of Individual Housing Loans, but also issue a notice of approval from the competent department of affordable housing of the people's government of the city or county. The purchase of affordable housing can withdraw individual housing provident fund, and give priority to housing provident fund loans.
3. Can Taiwan Province people apply for bank loans?
Several public banks are very careful about the loan inquiry, and the possibility of approval is very small; Consider several commercial banks.
4. Can Taiwan Province people apply for loans?
Our loan target requirements: China citizens with full civil capacity; Overseas personnel with full capacity for civil conduct (including Hong Kong, Macao and Taiwan residents). Regarding the prompt about whether the loan application conditions are met, I suggest you contact the outlets for verification.