1. According to official information, 360 IOUs can generally be audited within 10 minutes after loan application. If it is approved, the loan will be given to the user.

2. And 360 IOUs generally don't lend money at night, so if you apply for a loan at night, you may have to wait until the next day or longer.

3. As for the arrival time of the loan of 360, it is uncertain. Some people may arrive at the account at once, and some people may always show "Lending".

4. If the loan you applied for on the 360 IOU always shows "Lending", you can wait patiently for a while. And if you are still "lending" after a long time, you can ask the staff of 360 to see what is going on.

More about 360 IOUs for night lending? Go to: See more.

Do 360 IOUs lend money in the afternoon 12? How to take the initiative to repay 360 arrears?

360 IOU is a personal consumption online loan product, which has been favored by many users. However, there are also many new users who don't understand 360 IOUs and have great doubts. Many borrowers have consulted. Do you have 360 IOUs for your 12 pm loan? How to take the initiative to repay 360 arrears?

Do 360 IOUs lend money in the afternoon 12?

360 IOUs are lent 24 hours a day, but you should note that it is generally faster and more efficient during the day and may be delayed at night.

Under normal circumstances, in order to avoid delay in the payment, users can apply in advance when handling loans to avoid long-term non-repayment. Users should pay attention to the change of bank card quota when lending on the platform, and return it on time after the loan is successful.

In this regard, customers only need to wait patiently after submitting the loan application. Generally, the approval and loan collection can be completed on the same day, and it takes less than 2 hours if it is fast. Even if there is a delay because the system is busy, the payment will often be received the next day. Generally speaking, three to five working days is enough, not later than one or two weeks.

How to take the initiative to repay 360 arrears?

360 IOU repayment method: Open the 360 IOU APP, select "Repayment Bill"-"View Details"-"Repayment Now" on the homepage, and then enter the repayment amount and payment password to complete the repayment. Users can also set automatic deduction for repayment.

Loans processed on 360 IOUs cannot be overdue, because overdue repayment will generate penalty interest. The longer the delay, the more penalty interest. The overdue record will be uploaded to the credit information center, which will affect the processing of various loans after the personal credit information becomes bad. This record will be kept for 5 years after the arrears are returned.

The above is the related content sharing of "360 IOUs in the afternoon 12 Lending". I hope it will help everyone!

Do 360 IOUs lend money at night?

360 IOUs are not borrowed at night. If you apply for a loan from 360 at night, the loan is likely to arrive the next day, or longer. It is best to apply for a loan from 360 during working hours.

However, the lending time of 360 IOUs is very fast. As long as you pass the systematic loan review, the loan will arrive in ten minutes at the earliest. This is because 360 IOUs use scientific and technological means in many loan processes, and handle loan-related matters through intelligent technologies such as big data and 360 cloud security systems. Artificial intelligence is very suitable for the repetitive and digital work of loan review. Therefore, the processing speed is still very fast and the efficiency is relatively high.

If you want to improve the possibility of the system passing the loan review, you can try the following tips:

(1) Try to use all kinds of products below 360. In addition to the commonly used 360 antivirus and 360 software housekeeper, you can also try 360 smart phones, smart homes and other products.

(2) I usually invest my spare money through 360 Finance. Using 360 financial investment will also improve 360' s evaluation score of your personal credit.

(three) adhere to the timely and full repayment of loans and credit card arrears, to avoid overdue repayment. Maintaining a good credit record helps to improve the probability of approval.

(4) Complete real-name authentication on 360 IOUs and 360 Housekeepers, and fill in all personal information carefully. It is convenient for 360 to collect data from you and make user portraits, so that the system will give you a higher evaluation score.

(5) For people with bad credit records, they can wait until the bad records are automatically eliminated before trying to apply for a loan from 360.