Pawnshop vehicle mortgage process:

1, clear property rights: first, the owner of the motor vehicle must be determined, that is, the property rights should be clear and clear;

2. Check vehicle documents: Vehicle documents include motor vehicle registration certificate, driving license, additional taxes, road maintenance fees, insurance, etc.

3. Vehicle evaluation: Vehicle evaluation plays an important role in the process of pawn vehicle mortgage. If the evaluation is too low, it may not meet the needs of the owners, then the pawn mortgage business cannot be carried out; And the evaluation is too high, if the customer management is not good, it can not be redeemed in time;

4. Pawn proportion and amount: Pawnbrokers of pawn shops inspect the model, condition, production date, mileage, current price of new cars, whether there are any collisions, scars and built-in conditions, etc. to determine the pawn proportion and amount;

5. Signing a contract: When signing a contract, a pledge registration form is required. The pawn company shall sign a contract with the owner in advance after reaching an agreement on the amount, duration and cost of the car;

6. Receipt of the pawned vehicle and payment of the pawnbroker's money: the pawnbroker will hand over the pawnbroker's application form approved by the Classic Audit Committee to fill in the pawnbroker's money. After the classic pawnbroker's signature and the account manager's audit, the cashier of the finance department will pay the pawnbroker's money;

7. Redemption after the pawn expires: after the pawn expires, the borrower will return all the loan principal, the pawnshop will go to the vehicle management office to cancel the vehicle pledge, and the borrower will redeem the vehicle and related documents.

Second, handle the cancellation procedures of real estate mortgage.

The procedure of canceling the mortgage of a house refers to the act that the mortgagor and the mortgagor have fulfilled their debts according to the contract and the mortgagor and the mortgagor apply for canceling the mortgage relationship. The mortgaged house shall not be transferred without the consent of the mortgagor. Then, what is the process of handling the cancellation of real estate mortgage? Now I'd like to introduce you. First, to handle the mortgage cancellation process, you must first apply to the bank, and then you need to bring the following materials to the real estate registration center to understand the mortgage situation.

Generally, it takes eight steps to apply to the bank to cancel the mortgage: 1 Call the loan bank to inquire about the prepayment, including whether it is necessary to pay liquidated damages and how much; 2 go to the loan bank to apply for early repayment; 3 repayment (repayment before the agreed time, the agreed time cannot be three days before or after the repayment date. ); 4 Go to the loan bank for settlement the next day after repayment, and print the interest list (tax deductible); 5. Go to the post-loan management center of the bank to get the materials for mortgage cancellation; 6 to the guarantee company (commercial loans are not required, and provident fund loans are not required without a guarantee agreement); 7 to the real estate registration center. 8. Archive and complete the release. Note: Different banks may have different regulations, which shall be subject to the regulations of the lending bank. 2. Materials required for mortgage cancellation: 1. Application for cancellation of registration (stamped with the official seal of the bank or mortgagee); 2. Cancel the mortgage registration agreement (with the official seal of the bank or mortgagee); 3. Power of attorney of the bank (stamped with the official seal of the bank or mortgagee); 4. Original house ownership certificate; 5. Original certificate of other rights; 6. The original and photocopy of the trustee's ID card. Note: Different regions may have different policies. Please consult the local real estate center for details. Iii. Materials 1 required to apply for real estate mortgage loan, and valid identity documents; 2. Proof of permanent residence or valid residence, and proof of fixed residence; 3. Proof of marital status; 4. Proof of income or personal assets; 5. If mortgage loan is adopted, it is required to provide the house ownership certificate of the mortgaged house, the identity certificate of the owner of the mortgaged house (including the legal owner), the marital status certificate and the written certificate of consent to mortgage; And assess the value of collateral according to the regulations and provide assessment reports; If the mortgaged house is exempted from evaluation, relevant certification materials that meet the conditions for exemption from evaluation shall be provided, including the transaction contract or the latest evaluation report; 6. Loan use plan or statement; 7. Other information required by the bank. The borrower holds the application for cancellation of registration and the registered commercial housing sales contract to the city real estate trading center for cancellation of registration, and the real estate management department handles the cancellation of mortgage registration in the computer commercial housing pre-sale management system. Let me introduce the process of canceling the mortgage of real estate to you, hoping to help you.

Third, the online mortgage process?

Login to related platforms: First, you need to login to related platforms (such as official website or APP of banks, loan companies and financial institutions).

Fill in the application form: fill in the application form on the platform, including personal basic information, collateral information, loan information, etc.

Submit Application: After filling in the application form, click Submit Application and wait for the platform to review.

Platform review: the platform will review your application, including personal credit, collateral value and loan situation.

Signing an agreement: after the approval, a mortgage cancellation agreement needs to be signed on the platform, including specific conditions and time for mortgage cancellation.

Pay related expenses: After signing the agreement, you need to pay related expenses as agreed, such as handling fees and evaluation fees.

Release of mortgage: After completing the above procedures and paying the relevant fees, the platform will help you complete the procedures of releasing mortgage, including cancellation of mortgage registration and termination of mortgage contract.

It should be noted that different platforms may have different mortgage cancellation procedures, and the specific procedures shall be subject to the platform requirements. At the same time, we should know the relevant policies, regulations and risks in advance and make wise decisions.

4. How to cancel the mortgage certificate?

1. Make an appointment with the bank to repay the loan in advance. After that, the bank prepares the materials to the real estate bureau first, and the whole mortgage cancellation registration process takes about 15 working days. 2. Go to the bank for repayment, and the bank will issue a settlement certificate. Then the bank will provide you with all kinds of materials, go to the real estate bureau to cancel the mortgage registration, and it will come out in about 7 working days! Let's go by ourselves. If you have friends or spend a little money, the whole process will be done in 3 days.