Internet finance is developing faster and faster, and various loan products have appeared. Some people try their best to borrow money and use it for certain purposes. In fact, in many ways, online loans are not allowed to enter. So what can't online loans be used for? In fact, the state has already issued relevant regulations, and today we will take a look. China Banking Regulatory Commission and China have issued the Interim Measures for the Administration of Internet Loans of Commercial Banks, which clearly stipulates that Internet loans cannot be used in these aspects: (1) Buying houses and repaying mortgages. (2) Investment in stocks, bonds, futures, financial derivatives and asset management products. (3) Equity investment in fixed assets and equity. (4) Other purposes prohibited by laws and regulations. There are many kinds of internet loans, and each product will introduce related uses, such as car purchase, decoration, study abroad education, tourism and so on. , and agreed in advance that the borrower shall not use the funds for other purposes. Once it is discovered by the lending institution, it needs to bear the consequences. In addition, the Measures also stipulate partners, and commercial banks may not cooperate with third parties that collect and use personal information in violation of regulations. Borrowers should also safeguard their rights and interests, do not arbitrarily authorize third-party institutions, and complain in time when problems are found. At the same time, commercial banks should comprehensively record the whole process of risk model development to exit, and file and manage it in the form of documents for banks and banking regulators to consult at any time, and also stipulate many other aspects. As long as you remember, online loans must not be used in forbidden areas.