The maximum loan for farm houses in Honghe Prefecture of Yunnan Province is 300,000 yuan. The loan amount for rural housing construction does not exceed 50% of the total housing funds, that is, the borrower needs to pay half of the housing expenses by himself. The specific loan amount will be determined according to the borrower's income level and repayment ability, and the loan period will also be determined according to the borrower's qualification, usually not exceeding 5 years. The loan interest rate is based on the benchmark interest rate of the central bank, with a lower limit of 0.9 times and an upper limit of 2.3 times.