1. Industrial and Commercial Bank of China: ICBC provides decoration loans, which can be decorated with provident fund loans, which is very convenient. Secondly, mortgage is most suitable for ICBC's existing mortgage customers. If you apply for a decoration loan in the name of a mortgaged house, what you apply for in ICBC is a secondary mortgage, not a credit. The amount is about 15% of the property value, and the annualized interest rate is 2.7%. The same is true of the provident fund, which is very low and the loan period is five years. The interest rate of commercial banks is the lowest, which is lower than the mortgage interest rate.
2. China Construction Bank: The monthly interest rate is between 0.27% and 0.37%, the repayment period is 5 years, and it is an unsecured pure credit loan. CCB is a good bank for decoration loans. There are several schemes for renovation loans of CCB, including CCB credit card scheme, provident fund scheme or liquidity scheme. The existing customers of CCB mortgage and credit card customers are all high-quality customers. Regardless of the flow, the credit card quota of CCB has expanded by 6 times, and the base of provident fund has expanded by about 50 times. The simple process scheme depends on the interest settlement process and has high requirements. Banks that can make decoration loans include Ping An Bank, China Bank and China Agricultural Bank. China Bank also belongs to credit, and Agricultural Bank belongs to secondary mortgage, with high and low requirements. Not much to say here.
The above contents are for reference only, and no loan suggestions are made. Online lending is risky, so choose carefully!
I suggest you take the money from Xiaoman Finance (formerly Baidu Finance) to get a loan. The borrower only needs to provide the second-generation ID card and bank card, and the age must be between 18-55 years old. The approval is very fast, as long as 30 seconds at the earliest, and the loan funds can be received in 3 minutes at the earliest. The maximum loan is 200,000 yuan, and the minimum daily interest rate is 0.02%.
Xiaoman-Rich Flowers (the second batch) Click online measurement.
Reminder: Try to withdraw cash in full after the quota is issued, because risk control is dynamic. Now the loan is not enough. If there is demand, it is best to withdraw it in full. Support early settlement of repayment after the first installment.
Many people don't have enough money to spend. You can try the following two platforms, which are also relatively formal licensed financial institutions! The audit is relatively less strict! 360 IOU is the financial service of 360 antivirus software, and installment music is owned by Lexin, both of which are big companies.
360 IOUs, with a maximum loan of 200,000!
Click online measurement
Staging music can be borrowed up to 50 thousand!
Click online measurement