Legal analysis: It is usually possible for one guarantor to guarantee loans for many people. As long as he has compensatory ability, he doesn't need to have complete compensatory ability. This is the latest provision in the Property Law. Actually, it's not a matter of protecting a few people. The key depends on the guarantor's credit rating and credit limit.

Legal basis: Article 395 of the Civil Code of People's Republic of China (PRC). The following properties that the debtor or a third party has the right to dispose of may be mortgaged:

(a) buildings and other land attachments;

(2) The right to use construction land;

(3) the right to use the sea area;

(4) Production equipment, raw materials, semi-finished products and products;

(5) Buildings, ships and aircraft under construction;

(6) means of transportation;

(seven) other property not prohibited by laws and administrative regulations.