Legal basis: Article 3 of the Notice on Combating Illegal Withdrawal of Housing Provident Fund issued by the Ministry of Housing and Urban-Rural Development, the Ministry of Finance, the People's Bank of China and the Ministry of Public Security implements joint punishment for dishonesty, and the housing provident fund management center shall record the record of employees' dishonesty in illegally withdrawing housing provident fund and transfer it with their personal accounts; For those who have withdrawn funds, they shall be ordered to return them in full within a time limit, and their housing provident fund withdrawal and loans shall be restricted within a certain period of time. Those who fail to pay back within the time limit are classified as serious acts of dishonesty, and the information of dishonesty shall be submitted to the relevant administrative departments in accordance with the law and regulations, and joint punishment shall be implemented. Organs, institutions and employees of state-owned enterprises illegally withdraw housing provident fund if the circumstances are serious, they should inform their units.