China Post Wallet is a mobile financial platform launched by China Post Consumer Finance Co., Ltd. (a national licensed consumer financial institution initiated by China Postal Savings Bank as the main investor), which mainly provides loan consumption and cash loan services. Because of the background of China Postal Savings Bank, it is not comparable to ordinary small loan companies. Of course, the audit is stricter than that of small loan companies. However, the loan speed is definitely faster than that of banks, and the loan interest rate is also lower than that of ordinary small loan companies. Its disadvantage is that the loan amount is relatively small.
So let's see what kind of people can apply for China Post wallet. First of all, there are age requirements, which need to be between 20 and 50 years old, with good personal credit information and stable income. As long as these requirements are met and real information is provided, the loan is still very easy. The amount they provide is 5,000 to 50,000 yuan, and friends who have loan quota requirements can consider other platforms. Bian Xiao checked the feedback of netizens on China Post Wallet, which can meet the needs of many people and has a good evaluation, mainly from the loan interest rate and the speed of the next payment.
In a word, the application materials of China Post Wallet are relatively simple, with profound background and good feedback from users. It is a relatively reliable micro-loan platform. If your credit information meets the requirements written by Bian Xiao, you can apply. I hope I can help you.