Loan line for individual industrial and commercial households
The loan amount is determined by each institution on the basis of the Head Office's product method, and according to the local credit situation, the borrower's situation and the guarantee provided, some loan amounts can reach up to 3 million.
Borrower conditions
(1) has full capacity for civil conduct and local household registration;
(2) Having a fixed business place or address in the local area, and having legal, stable and sufficient business income as the first repayment source;
(3) Being able to provide legal, sufficient and easy-to-realize collateral;
(4) Open a deposit account in a loan bank.
Information provision
(1) The original ID card and household registration book and a copy consistent with the original;
(2) Provide the original and photocopy of the annual business license and tax registration certificate;
(3) Relevant materials that can prove their lawful income;
(4) Relevant materials that can prove their marital status;
(5) Provide legal and sufficient collateral and evaluation report;
(6) The mortgagor or pledger shall fill in the pledge in bank format;
(seven) other information required by the bank.