Quick loan means that the seller uses the paid part of the delivered order as collateral to make a loan. Fast loan refers to the seller's loan with the paid part of the delivered order as collateral, which is a financial service for the seller. If the seller applies for this kind of loan, he can directly lend the relevant amount to the seller in Taobao, and then the seller directly deducts it from Taobao when receiving the goods, but the loan needs to pay a certain interest.