1. At present, cash loans have not been connected to the credit information system of the People's Bank of China, but it has become an inevitable trend to access the credit information system of the People's Bank of China. In the future, if the online lending platform fails to repay the loan within the time limit, it will be recorded in the credit information system of the People's Bank of China, just like bank loans and credit cards that are overdue, causing credit stains. If the previous consequence is only losing face, then the stain of credit information will affect real life, and there is no way to borrow money if you want to buy a house, no way to mortgage if you want to buy a car, and so on.

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3. Overdue cash loans will be collected, which is divided into three stages:

4. In the first stage, just a few days after the deadline, the platform customer service MM whispered to remind you that it is overdue, please repay it on time;

5. In the second stage, if it is overdue for a long time, the platform customer service will give a serious warning, and the threat of overdue will face serious consequences;

6. In the third stage, after a long overdue period, the platform was no longer convincing and began to take practical actions.

7, so everyone must repay on time.

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