The loan amount of Zhongyuan Consumer Finance is between 1 0,000-200,000. The system will give you a credit line after comprehensive evaluation according to the personal income and liabilities of the user and the credit information of the People's Bank of China. Everyone's situation is different, and the loan amount is different.
For the loan products of consumer finance companies, it is basically better to apply as long as they meet the loan conditions stipulated by the platform. The following conditions need to be met:
1. The applicant should be between 18 and 65 years old and have full capacity for civil conduct.
2. The credit information is in good condition and there is no record of bad credit information.
3. Require that the personal debt ratio cannot exceed 50%.
Extended data:
Precautions:
Before lending, Zhongyuan Consumer Finance will pay a telephone call back to the borrower or contact person. If the borrower or contact fails to answer the phone in time, there will be a phenomenon that the line cannot be withdrawn. Therefore, the borrower and the contact person should pay attention to answering the return call in time.
Unexposed positioning: Zhongyuan consumer finance is a loan platform, and it needs to know the location of the borrower. If you don't open the location when applying for a loan, you can't pass the examination. Therefore, everyone must ensure that the Central Plains consumer finance has location authority and the mobile phone network remains normal.
Insufficient latest comprehensive credit score: Before lending, Zhongyuan Consumer Finance will score the latest comprehensive credit of the borrower, and friends with insufficient score will not be able to withdraw the amount. The reasons for the lack of comprehensive credit score include past overdue records, the stain of central bank's credit information, the decline of repayment ability and the invalidation of application materials.
Can Zhongyuan Consumer Finance 500 be borrowed?
No, minimum loan 1000.
The credit line of Zhongyuan Consumer Finance is between 1, 000-200,000, and an accurate credit line will be given to you after comprehensive evaluation according to the personal situation of users.
Henan Zhongyuan Consumer Finance Co., Ltd. (hereinafter referred to as "Zhongyuan Consumer Finance Company") was established at the end of 20 16. It is a national non-bank financial institution approved by China Banking Regulatory Commission. Established by Zhongyuan Bank and Shanghai Easy Money Network Information Technology Co., Ltd.. On September 20 19, with the approval of Henan Banking Insurance Regulatory Bureau, the company introduced Huaping Investment as a new shareholder, which brought new development to the company. The company is headquartered in Zhengdong New District, Zhengzhou City, Henan Province, with a registered capital of 2 billion yuan.
Can I rest assured to borrow money from Zhongyuan? Is it formal?
Zhongyuan consumer finance borrows money reliably.
The central plains consumer finance interest rate is not high, and the daily interest rate of elite loans is between 0.02% and 0.05%.
The loan amount of Zhongyuan consumer finance is between 1, 000-200,000, which is mainly evaluated by the system according to the personal income and liabilities of users and the credit information of PBOC.
Zhongyuan Consumer Finance Company was established on February 20 16, 16. It is a formal licensed consumer financial institution approved by China Banking and Insurance Regulatory Commission.
At present, there are many small loans on the market that are relatively easy to apply for. They apply for online loans directly, without providing mortgage guarantee, and can borrow money entirely by personal credit. For small loans, it is best to choose formal institutional products, which will be safer, less stressful and will not affect daily life and work. Friends in need can look at these models:
1, money to spend
It is a credit service brand under Xiaoman Finance. It is a platform for Xiaoman to borrow money. Xiaoman is the original Baidu Finance. Backed by a licensed institution like Baidu, rich loan products are relatively more reliable.
Licensed financial institutions, such as United Bank and consumer finance companies, have the money to provide services to borrowers. The source of funds is authoritative and professional, and the password is also reviewed every time the loan is made. The loan can only be placed in the bank card in the borrower's own name.
Apply with ID card and bank card (except for college students). The maximum loan amount is 200,000, the minimum annualized interest rate is 7.2%, and the fastest time is 30 seconds. 1 minute.
Xiaoman-Rich Flowers (the second batch) Click online measurement.
2360 IOUs
It is the leading formal loan platform in China under 360 subjects. You can apply with your ID card and bank card. The result of identity authentication can be obtained in 30 seconds at the earliest, the loan can be released in 3 minutes at the earliest, and the money can be received in 3 minutes after the application is submitted successfully.
360 IOUs, with a maximum loan of 200,000!
Click online measurement
3. Ping An New Loan
Ping An Xinyi Loan is a pure credit loan product of Ping An Bank, and the borrower does not need to provide mortgage and guarantee. This product can provide a loan of1-500,000 yuan, the service life is 12 months to 48 months, and the monthly interest rate is1.1%-1.53%.
Ping An Xinyi Loan belongs to the bank's loan product, but the application process is very simple, and the following payment speed is also very fast. If the loan information provided by the borrower is complete, the loan can be released as soon as 1 day.
Ping An Xin Yi Dai Click Online Measurement
At present, credit loan products can be loaned only by ID card, without guarantee and mortgage. They are loans applied for through personal credit. There are many loan platforms that provide credit loans, but some of them are unreliable. Loan applicants should pay attention to screening.
Depending on whether the loan platform is reliable, we can see whether there is permission from the licensed institution, whether there is a charge before the loan, and whether the loan interest rate meets the national regulations.
A reliable loan platform has no pre-loan fees, and the loan interest rate will not exceed the scope of national laws. Licensees will have a certain application threshold, and not everyone can apply. Loans that everyone can apply for are often tricky. Don't let your guard down for the success of the loan.