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Can a husband and wife transfer ownership when the mortgage is not paid back?
Legal analysis: no, according to the relevant national laws, the house cannot be transferred during the mortgage period; Only after the mortgage is released can the relevant house be transferred.

Legal basis: Article 210 of the Civil Code of People's Republic of China (PRC) stipulates that the registration of real estate shall be handled by the registration agency where the real estate is located.

The state implements a unified registration system for real estate. The scope, organization and method of unified registration shall be stipulated by laws and administrative regulations.