Ping An Bank loans include short-term, long-term and individual housing provident fund loans. The annual interest rate of each loan is different. Taking 10000 yuan as an example, it can be calculated according to the following formula:

Loan interest 1 0,000 =10,000× annual interest rate× year. For example, two-year interest on a loan of 10,000 yuan = 10000× annual interest rate× years =10000× 5.25 %× 2 =1050 yuan.

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Conditions for handling loans with Ping An Easy Loan Insurance

The loans underwritten by Ping An Easy Loan Insurance can be used for any reasonable personal or family consumption. Office workers, individual industrial and commercial households and private enterprises can apply for loans for some business needs, such as travel, study and further education, house decoration and purchase of production equipment.

The applicant of Ping An Easy Loan Insurance must meet the following conditions: China nationality (excluding residents from Hong Kong, Macao and Taiwan), age 2 1-55 years old, living in the applied city, working in the current unit for 6 months, and earning 2,000 yuan a month. Once the customer is successfully insured, the cooperative bank can promise that the loan will arrive quickly.

Baidu Encyclopedia: Ping An Bank Loan