1. China Securities Network: The minimum interest rate of the first home loan in Nanjing has dropped to 5.4%, and the interest rate of the first home loan in state-owned banks is generally between 5.4% and 5.6%. In addition, the interest rate of the first home loan of many banks in Suzhou dropped to 4.6%, which was the same as the five-year interest rate of LPR, while the interest rate of the second home loan did not change much.
4. China Real Estate News: On March 19, the self-discipline mechanism of market interest rate pricing in Guangxi Zhuang Autonomous Region held a meeting. The meeting agreed that if Nanning already owns a house, the minimum down payment ratio of commercial loans for the second purchase of ordinary commercial housing will be adjusted from 40% to 30%, and the minimum down payment ratio of commercial loans for the first purchase of ordinary commercial housing in Beihai and Fangchenggang will be adjusted from 25% to 20%. At this point, the second suite in Nanning is consistent with other cities in Guangxi, with a down payment ratio of 30%; The first suites in Beihai and Fangchenggang, like most cities in Guangxi, have a down payment ratio of 20%. According to relevant policies, the down payment ratio of the first set of 20% and the second set of 30% has reached the lower limit. At present, the down payment ratio of mortgage loans in various cities in Guangxi has been basically reduced to a minimum.
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