1. At present, car loans are basically purchased by credit card. At present, Bank of China, ICBC, China Construction Bank, Minsheng, China Merchants Bank CITIC, and Agricultural Bank credit cards can all buy cars in installments.

2. When buying a car by stages, you need to provide the following information:

Copy of ID card, copy of household registration book, copy of temporary residence permit, copy of marriage certificate, income certificate, bank memorandum,

Copy of business license and tax registration certificate of self-employed households

In addition, you need to find a guarantee company as a guarantee. The bank will recommend it for you. You just need to sign it.

3. To apply for a car loan, you can directly ask the car dealer to explain the need for a loan, and ask him to recommend a loan and assist in handling it.

Or go directly to the bank or guarantee company.

Generally speaking, buying a car with a loan from a different place can be divided into two situations. One is that there is a local property that you can choose to buy a car with a mortgage loan, and the other is that there is no local property that you can buy a car in other ways. The documents required to buy a car with a loan from a different place include ID card, household registration book, driver's license, marriage certificate, bank passbook, running account of the past six months and proof of income. Guarantor The documents you need to provide include ID card, household registration book, real estate license, house purchase contract and land certificate. If you buy a Nissan car, you can also get a car financing loan. The interest is relatively high, but the handling fee is cheap and the examination and approval procedures are simple.

As for whether the interest-free loan can be handled smoothly, the specific financial policy is different according to different banks and different car dealers. However, whether the monthly payment is interest-free has nothing to do with household registration, but with the income of car buyers.

In addition, the key to buying a car in different places is that you can't go on the road without a license. See if 4S stores issue temporary cards to cars on the road in different places. Also, be careful when buying a car in other places, especially in Beijing, where there are many swindlers and the discount is not as good as you think. A lot of it is to trick you into going in. Never buy it at a foreign grocery store.