I didn't use the provident fund to buy a house before (the amount was not enough), but I did business loans. Now the provident fund can be used, but the policy does not support the transfer of business to public! Is there any good way to transfer? If you want to convert commercial loans into provident fund loans, but the current policy does not support commercial loans to public loans, you can consider the following solutions:

Consulting bank: when buying a house, consult the bank that handles commercial loans to see if it can change commercial loans into provident fund loans. Although the policy does not support it, some banks may make special treatment according to their personal circumstances.

Repayment and refinancing: You can repay on time through commercial loans first, accumulate a good credit record, and improve the repayment record and credit score. Then, apply for a new provident fund loan to repay the original commercial loan.

Partial mortgage: If you have other assets, such as real estate and vehicles. You can consider using part of these assets as collateral to obtain provident fund loans to repay the original commercial loans.

Negotiate with lending institutions: negotiate with lending institutions of commercial loans to see if the loan conditions can be adjusted. In some cases, they may agree with you to convert commercial loans into provident fund loans.

Please note that these solutions are for reference only, and the specific feasibility still needs to be consulted with relevant banks and lending institutions according to your specific situation.