If you want to repay in advance, you must apply in person.

3. It has been four years since 2009 to 13.

4. If you repay the loan now, you need to calculate the repaid loan principal from 2009 to 13.

Suppose: the loan in June 2009, the repayment principal in June 2009 +2000 is 65,438+00068.36 yuan.

The repayment principal of 1 1 year is 10267.36 yuan, the execution interest rate is 6.40*0.75, and the remaining unpaid principal is 189664.33.

12 years repayment principal 10426.42 yuan, l interest rate 7.05*0.75, remaining unpaid principal 179237.89 yuan.

13 years, repayment principal 1 1244.67 yuan, execution interest rate 6.55*0.75, and remaining outstanding principal 167993.24 yuan.

That is to say, by the end of 13, the remaining unpaid principal was 167993.24 yuan.

If you pay 50,000 yuan in advance, you can deposit 50,000 yuan. The interest of the remaining repayment period is 1 1 year: 14820.05438+0 yuan (if the interest rate remains unchanged).

Monthly payment after repayment of 65,000 yuan: residual principal:167993.24-50000 =117993.24 yuan.

Loan life: 1 1 year (assuming the future loan interest rate remains unchanged).

Executive interest rate: 6.55*0.75=4.9 125.

Monthly payment: 1 158.84 yuan, and accumulated interest payment: 34,973.22 yuan.

I hope I can help you.