Detailed description:
1. Three consecutive 1 means that the credit record has bad records for three consecutive months, that is, there is a credit record marked 1 every month. This means that individuals or institutions have bad credit records for three consecutive months, which may include overdue and arrears.
2. The credit record of 1 for three consecutive times is serious, indicating that debt problems or overdue credit problems persist, which may have a negative impact on the credit rating of individuals or institutions. Banks, financial institutions, etc. Usually, the credit records of individuals or institutions are concerned during loan approval or credit evaluation, and three consecutive 1 signs may be regarded as high-risk customers.
3. For individuals, three consecutive credit records marked with 1 may affect their future credit activities, including loans and credit card applications. Banks or financial institutions may adopt a more cautious attitude towards such customers, and may demand higher interest rates or improve the quality requirements of mortgage loans.
4. For an enterprise or institution, three consecutive credit records marked with 1 may affect its cooperative relationship with suppliers, partners or financial institutions, and may hinder future financing or cooperation.
Summary:
Three consecutive credit reports 1 are regarded as three consecutive times, which may have a negative impact on the credit rating of individuals or institutions and affect future credit activities and relations with partners.
Extended data:
Credit investigation refers to the credit record and credit rating of individuals or institutions. The Credit Information Center of China People's Bank is responsible for personal credit information, and other credit information agencies are responsible for the credit information work of enterprises and institutions. Credit records can cover personal credit cards, loans, overdue, arrears and other information, and are used to evaluate the credit status of individuals or institutions. According to the different credit records, different credit grades are given, thus affecting the conditions and treatment of individuals or institutions in future credit activities. Therefore, it is very important to maintain a good credit record.
The above is the answer based on the relevant knowledge of credit investigation. The above specification is to ensure the accuracy and standardization of the answer, and I hope it can help you.