1. When buying the first family house, soldiers can apply for a military housing provident fund loan nationwide, regardless of the location of the unit and family, and they can also use:

2. The loan interest rate is adjusted synchronously according to the national housing provident fund loan interest rate, and the local people can enjoy the same preferential interest rate;

3, the loan limit is high or low, the application limit is lower than the national average, according to the national average, higher than the national average, according to the local limit standard, officers and men in high-priced areas can apply for more loans;

4, the purchase of military affordable housing or resettlement housing, but also to commercial banks recognized third-party guarantees or other movable property as collateral (in addition to commercial housing, military policy housing can still use provident fund loans, but also mortgage loans).

legal ground

The Measures for the Administration of Military Housing Provident Fund Loans stipulates that according to the proportion of housing provident fund loans stipulated by the state, the borrower's loan limit generally does not exceed 400,000 yuan; Where the people's government of the place where the house is purchased stipulates that the housing provident fund loan limit exceeds 400,000, it shall be implemented in accordance with the provisions of the people's government of the place where the house is purchased. The loan period is 20 years, and the sum of the loan period and my age is no more than 65 years old. In addition, the management of housing provident fund loans of the Chinese People's Armed Police Force shall be implemented with reference to these measures.