Extended data:

Extraction conditions of housing provident fund

1, pay the housing accumulation fund in full and on time for more than one year;

2, the unit has no outstanding housing provident fund;

3. Except for the employees under custody, the housing provident fund account shall be in a normal deposit state.

Extract material

1, my ID card and a copy.

2, extract the application form

3. According to the following different situations, it is necessary to issue the original certificate and a copy (leave the copy of the original certificate for inspection):

4. In any of the following circumstances, employees can withdraw the storage balance in the housing provident fund account:

1. When an employee applies to his/her employer, it shall be verified by his/her employer and stamped with the seal of the employer on the Application for Withdrawal of Housing Provident Fund in Shangqiu City.

2. Employees shall apply to the center for the withdrawal of housing provident fund with the withdrawal application form and relevant procedures. The center shall make a decision on whether to approve or disapprove the withdrawal within two days from the date of acceptance.

3. If the extraction is approved by the center, the housing provident fund extracted by employees will be transferred to the deposit account opened by the unit where the extractor works or the extractor in a commercial bank after the approval of the center; If the withdrawal is not allowed, the center shall inform the applicant of the reasons for not allowing the withdrawal.

4. The employees transferred to the centralized sealed account shall go through the extraction procedures directly to the center with relevant materials in accordance with the extraction provisions of the relevant provisions of these Measures.

Withdrawal limit

Complete withdrawal:

Conditions for full withdrawal of housing provident fund

Partial extraction:

1. When employees buy, build, renovate or overhaul their own houses, they can withdraw the balance stored in their housing provident fund accounts. If the storage balance of my housing provident fund account is insufficient, I can also withdraw the storage balance of my spouse, parents and children's housing provident fund account, but the total amount shall not exceed the cost of purchasing, building, renovating or overhauling the self-occupied housing;

2, to repay the principal and interest of housing loans, before the loan is paid off, employees can withdraw the balance stored in their housing provident fund accounts. If the balance stored in my housing provident fund account is insufficient, I can also withdraw the balance stored in my spouse, parents and children's housing provident fund account, but the total amount shall not exceed the current loan principal and interest repayment amount;

3. If the rent exceeds the specified proportion of family wage income, employees can withdraw the balance stored in their housing provident fund accounts. If the storage balance of my housing provident fund account is insufficient, I can also withdraw the storage balance of my spouse's housing provident fund account at the same time, but the total amount shall not exceed the specified proportion of rent, that is, the amount of rent payment withdrawal = (monthly housing rent-monthly family income × 15%)× months of rent delivery;

Extraction time

Employees who meet one or more conditions for withdrawal may withdraw the housing provident fund several times, and the time interval for each withdrawal shall be more than one year (calculated forward from the date of application for withdrawal, the same below). Unless otherwise stipulated by the cancellation of housing provident fund account and management center.