Reliable. Bank-Enterprise Link refers to a direct platform for enterprises and banking institutions to establish online fund settlement services, which can realize centralized control and unified transfer of funds in multi-bank accounts of enterprises, make it more convenient for financial personnel to keep accounts, channel reconciliation and clearing settlement, and provide safe, fast and convenient e-commerce application environment and online fund settlement tools for enterprises and individuals. It also enables enterprises to query, transfer and settle bank accounts in real time, in batches and flexibly through the interface of the bank-enterprise communication system, as well as realize internal fund management and overall arrangement of receipts and payments, and provide customers with customized services related to their business. Bank-enterprise alliance is a formal bank loan, which is more reliable.