The handling fee for interest-free loans is determined by each company, ranging from1000-3,000 yuan. This price is not negotiable. If it's higher than 3000 yuan, you can talk to the sales staff about the discount.

2. What is the handling fee for interest-free car purchase?

Different models charge different fees, and the calculation method of interest-free car loan fee is as follows:

1. How to calculate the interest-free handling fee for car purchase, taking a car with a total price of 1.2 million as an example;

2. 40% down payment, that is, the maximum loan amount is 72,000 yuan. Generally, according to bank regulations, the down payment is 50,000, and the total installment payment is 70,000;

3. If 12 repays in installments, the monthly repayment will be 70,000 yuan/12 = 5,833 yuan, and the handling fee will be 700,003.5% = 2,450 yuan.

Generally, it costs about 3000 yuan. Car loan fees are generally charged between 4% and 7% of the total car payment, and the fees are settled at the same time as the first monthly payment.

The handling fee for interest-free car loan is charged at 4% of the total price of the purchased vehicle, depending on the total price of the vehicle.

3. What is the handling fee for the interest-free loan for car purchase?

How to calculate the interest-free handling fee for car purchase? Take a car with a total price of 6.5438+0.2 million as an example. A down payment of 40% means that the maximum loan amount is 72,000 yuan. Generally, according to bank regulations, the down payment is 50,000 yuan, and the total installment amount is 70,000 yuan. According to 12, the monthly repayment is 70,000 yuan/12 = 5,833 yuan, and the handling fee is 700,003.5% = 2,450 yuan.

If the car loan is interest-free, the total cost of car purchase is 122450 yuan. If you choose a one-year automobile consumption loan, the total cost plus loan interest is 700007.47%=5229 yuan, then the total cost of buying a car is 125229 yuan. It is not difficult to see that it is more affordable to buy a car with an interest-free loan.

Although interest-free car loans seem to be very cost-effective, there are many requirements for application. Generally speaking, if you buy a car with an interest-free loan, the price of the car will always rise to a certain extent, and the price of a cash car and a loan car cannot be the same.

In addition, in order to reduce the risk, banks generally require you to buy some auto insurance as a loan condition in the car loan contract. Some insurances may be of little use in future vehicle use, but they must be bought before they can be handled.

4. What is the handling fee for interest-free car loan?

The handling fee of car loan is generally between 4% and 7% of the total car payment.