According to the relevant information of Cai Xi. In fact, the loan premium is the fee that a bank or lending institution needs to pay in order to avoid the risks that may occur during the repayment period and ask the mortgagor to apply for collateral property insurance and loan credit insurance at an insurance company recognized by it.
Loan means that banks, credit cooperatives and other institutions lend money to units or individuals who use money, and generally agree on interest and repayment date.