A quarter.
Taking a monthly salary of 6,000 as an example, you can choose a car model worth about 100,000, buy it with a loan, pay a monthly payment of about 1,500, and have a 3-year term. This way, it is relatively less stressful, and you can still save money after all. If you are single, there is no problem at all. But for a family of three, the monthly salary of 6,000 is relatively small. If you add a car loan, the pressure will be great. When buying a car, you should choose a model that suits you based on your preferences and financial strength.