Correct filling method of loan contract
After accepting the loan application of the loan enterprise or individual, the bank shall review it according to the national policy and the relevant loan measures of the bank and decide whether to support the loan. After the bank agrees to apply for a loan, the entrepreneur can negotiate with the undertaking bank and formally sign a loan contract according to the provisions of the national loan contract regulations.
The basic contents of a loan contract shall include:
1. Borrower and its name and project name.
2. Loan type.
3. Loan conditions and purposes.
4. Loan amount. List the currency and amount of foreign exchange loans and the amount of RMB loans respectively, and list the amount of foreign exchange loans and RMB loans used in different years and months.
5. Loan interest rate and other interest rates and interest payment period.
6. Repayment period. Including the source of repayment funds, installment repayment plan and repayment method.
7 loan guarantee methods and the economic responsibilities of the guarantee unit and guarantor.
8. Liability for breach of contract. Including loans overdue, for not using loans for the specified purposes.
9. The rights and obligations of the borrower and the borrower, as well as the economic responsibilities they should bear.
10. Other contents that should be supplemented according to the specific conditions of different loan projects.