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Deposit base1how much can 880 yuan borrow to buy a house?
It involves many factors, including the years of provident fund deposit, the proportion of deposit, personal credit record, local provident fund loan policy and so on.

First, the provident fund deposit period and deposit ratio

The amount of provident fund loans is usually related to the number of years and the proportion of individual provident fund deposits. Generally speaking, the longer the deposit period, the higher the deposit ratio, and the amount of loans that can be obtained will also increase accordingly. Therefore, if your provident fund deposit base is 1880 yuan, and the deposit period is long and the deposit ratio is high, then you may get a higher loan amount.

Second, personal credit records.

Personal credit record is also an important factor affecting the amount of provident fund loans. If you have a good credit record and no bad credit record, banks or provident fund management centers will be more inclined to give higher loan quotas when approving loans.

Third, the local provident fund loan policy

The provident fund loan policies in different regions are also different. In some areas, according to local housing prices and economic development, different standards for the amount of provident fund loans can be formulated. Therefore, you need to know the local provident fund loan policy in order to better understand the loan amount you can get.

Fourth, other factors.

In addition to the above factors, there are other factors that may also affect the amount of provident fund loans, such as your income and liabilities. Banks or provident fund management centers will comprehensively consider these factors when approving loans to determine your loan amount.

To sum up:

What is the deposit base of the provident fund1There is no fixed answer to buying a house in 880 yuan, which needs to be comprehensively judged according to many factors, such as the deposit period of the individual provident fund, the deposit ratio, the credit record and the local provident fund loan policy. If you want to know exactly how much loan you can get, I suggest you consult your local bank or provident fund management center, and they will give you a more detailed answer according to your specific situation.

Legal basis:

Regulations on the administration of housing provident fund

Article 26 provides that:

Workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses.

Regulations on the administration of housing provident fund

Article 27 provides that:

Applicants who apply for housing provident fund loans shall provide guarantees.