Yes

1. There are two forms of buying a house. Teacher, you take out all your money and buy the house, just like you buy groceries.

2. The second is that you don’t have enough money in hand and you need to borrow part of it from the bank. This part of the loan is mortgaged with your house.

3. If you pay the house in full, there will be no bank loan money, no money owed to the bank, and no interest will accrue.

4. But there is a capital cost that needs to be considered, that is to say, the part of the loan money is earned by oneself, and the interest rate borrowed from the bank is high. If you have investment channels and can earn 10% a year, then don't buy a house with full payment. The interest on the loan will only be about 6% at most. Judging from the loans in all industries, housing loans are still relatively low. If you are buying a house now, it is recommended to take a loan, because it is safest to have cash in your hand. You can borrow for a long time and repay it in a short time, which means you have to carry slime with you. A little longer, and I will pay it back in advance when I have some spare money. It won’t be born, which means it will grow a little longer with mucus. When I have extra money, I will pay it back in advance and there will be no interest.