There is a credit card loan.

What are the credit card accounts?

1. ICBC e installment. With my ID card and ICBC credit card, I can apply for a loan at any branch of ICBC. If I don't have an ICBC credit card, I can apply for an e-installment credit card. E ICBC's installment loan amount is credited to a special debit card, which can be used for car purchase, leasing, education, tourism, home improvement, wedding, etc. Now you can also enjoy a 30% discount on the application rate. The one-year handling fee rate after the discount is as low as 4.2%, which is very cost-effective.

img src = '/large/PGC-image/ 1526606674693 Fe 260 126 ba '/

The latest credit card loan

2. Installment payment plan of China Construction Bank. Applicants can choose up to 36 installments, and the installment rate will be determined by the bank according to the applicant's credit status and the number of installments. The general rate is between 0.5% and 0.55%. In case of preferential activities, you can enjoy the lowest rate discount of 0.4%. Credit card holders of CCB can apply for a loan if their credit information is good, but the installment amount can only be spent by swiping the card on the POS machine of the designated merchant.

3. Bank of Communications enjoys loans. Good loans can reach up to 6.5438+0.5 million, which does not occupy the credit card limit. Generally, as long as the credit card is used well and there is no overdue, the customer service will take the initiative to call and invite it to open. As for the handling fee, the interest rate for enjoying the loan is relatively high, about 0.72%, and the bank will fluctuate according to the applicant's credit situation.

img src = '/large/PGC-image/ 152660668795942 e 36 1637 b '/

4. Shanghai Pudong Development Bank Global Fund. Pufa Universal Fund is an installment loan based on credit card, which exceeds the credit card quota of Pufa. The cardholder can submit an application to, and you can repay the loan in installments after using the credit card. Usually, the amount you can apply for is within the available amount of cash installment of my credit card, with the lowest "value" 1 000 yuan and the highest 300,000 yuan.

5. Agricultural bank card loan. With debit card as the payment medium, within the available amount and validity period of personal loan, credit card payment is made through merchant POS (excluding real estate merchants) for personal consumption or production and operation. If the current main account balance in the card is insufficient, the system will trigger the loan in real time, transfer the credit card balance to the current main account in the card and pay it together with its own funds.

img src = '/large/PGC-image/ 152660668 10342 b 7004 da 94 '/