1. Save some money for yourself as a supplementary pension for social security when you retire. It is recommended to buy a pension and savings dividend insurance.
2. Buy yourself a guarantee. You can consider buying yourself a health insurance, accident insurance, medical insurance and other insurance.
3. Save money for children's education. It is recommended to buy an education fund insurance for special purposes. These are all based on your understanding of insurance clauses and protection contents, and then decide whether to buy or not.
In order not to let you lose money and buy insurance from me, I will explain insurance claims, insurance beneficiaries, surrender during the hesitation period, surrender after the hesitation period, cash value of the policy and policy loans to you.
Extended data:
Compensation principle:
The function of economic compensation is the foundation of insurance industry, which can best reflect the characteristics and core competitiveness of insurance industry. It is reflected in two aspects:
1. Property insurance compensation: Insurance refers to the compensation according to the scope of responsibility and insurance amount agreed in the insurance contract and the actual loss amount at the time of specific disasters and accidents within the validity period of insurance. Through compensation, the actual loss of existing social wealth caused by disasters and accidents is compensated in value, and the use value is restored, so that the process of social reproduction can continue.
This kind of compensation includes not only the compensation for economic losses caused by natural disasters or accidents, but also the economic compensation for the insured's liability for economic compensation to a third party according to law, and also the compensation for economic losses caused by breach of contract in commercial credit.
2. Payment of life insurance: The insured amount of life insurance is determined by the insured through consultation with the insured according to the insured's needs for life insurance and the insured's ability to pay, if permitted by law.
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