The loan/credit period of our bank for "first-hand properties" shall not exceed 30 years; the loan/credit period for "second-hand properties" shall not exceed 30 years, and the age of the purchased property (referring to the number of years the property has been completed) ) generally does not exceed 20 years, and the loan period of the mortgaged property shall in principle not exceed 40 years. The specific period you can apply for requires you to submit relevant information and will be determined by the handling bank after comprehensive review and approval.