Question 1: How much is the down payment for a single apartment? It seems that it can only be 10 years, with a down payment of 50%. The interest rate seems to be 1. 1.

If it is a residential single apartment, it may take 20 to 30 years, with a down payment of 30%, a 15% discount and a 15% discount on the interest rate benchmark, which is very difficult.

-This mainly depends on the nature of the land. Please pay attention to this.

As for the annual interest rate and monthly repayment rate, you can directly find a loan calculator online to calculate it yourself. There are still different interest rates.

Question 2: What is the general down payment ratio of an apartment? The price of single apartment in Changchun is around 250,000-400,000. However, because most of them are commercial property rights, the down payment is about 50%, so it is generally more than 6,543,800 yuan.

Question 3: What is the minimum down payment for serviced apartments? The properties of serviced apartments are mostly commercial land, and the housing type will be office buildings or hotels. So you have to ask the developer whether the room type is an office building, a hotel or a residence. 30% down payment for residence (first set) and 50% down payment for office buildings and hotels.

Question 4: How much is the down payment for the apartment building? Now a second-hand house is basically 30%. Others depend on housing information, housing age, lender qualification and so on.

Question 5: What is the down payment for second-hand apartments and second-hand houses? About 40% of the transaction price. Because there are intermediaries, there are intermediary fees, taxes and fees. The evaluation price is only about 80% of the transaction price, so it is about 40%.

Question 6: What are the down payment procedures for buying an apartment? 1 According to national regulations, as long as it is the first house, the down payment shall not be less than 30% of the total house price. For example, if you want to buy a house of 1 10,000, then your down payment should be at least 1 10,000 30% = 300,000. Although there are regulations that only 30% of the total house price can be taken, there is still a loan problem. Take the above-mentioned house with a total house price of 6,543,800 yuan as an example. If the provident fund loan is adopted, both husband and wife can borrow up to 450,000 yuan, then the remaining house price must be paid down, that is, 6,543,800 yuan-450,000 yuan = 550,000 yuan, that is, the down payment is 550,000 yuan. If you use a commercial loan, you need to check your family income and repayment ability to see how much you can borrow. The total house price MINUS the loan amount is the down payment. More than 3 is the algorithm of the first suite. When buying a second suite (family as a unit), the down payment ratio of the loan shall not be less than 50%, such as the total house price 1 10,000 yuan. The down payment shall be at least 1 10,000, and 50% = 500,000. When buying a new house, the down payment is calculated according to the proportion and loan amount. If you buy a second-hand house, you need to negotiate the down payment with the owner, as long as it is not lower than the down payment ratio (≥ 30%). There are real estate developers, and in order to attract customers to buy houses, they also offer down payment concessions. For example, if the proportion stipulated by the state is at least 30%, the developer will give you an advance. For example, a house with a total price of1100,000 yuan needs a down payment of at least 300,000 yuan. Some real estate developers pay 20% in advance, and the remaining 10% in advance, so that buyers can make up for it within one year. This is also a strategy to delay the down payment pressure of buyers.

Question 7: How much is the down payment for the buyer's apartment? What is the down payment ratio of real estate? The average price dropped slightly 18000 or so, and the down payment was 30%. Now the down payment can be divided into: 1. Take the first suite as an example, the minimum down payment for a new house with a purchase area of not more than 90 square meters can reach 20%; 2. In the case of the second suite, the minimum down payment for purchasing the property is 60%; 3. In the case of three suites, the bank that needs a loan may not approve the loan according to the house price; 4. In other cases, the minimum down payment is 30%.

Question 8: The down payment of an apartment is always a few percent of the first suite or the second suite (the first suite has no loan). There is no problem with credit reporting, generally 30% down payment.

Question 9: The second suite is going to buy an apartment. What is the down payment ratio? The normal property right of commercial housing is 70 years. Whether it is second-hand, property rights are calculated from the date of signing a sales contract with the developer. For example, 1992, the first-hand property contract signed with the developer is exactly 20 years this year. Now I bought it again, so there are 50 years left, 70-20=50 years. In the future, as long as the state does not expropriate this property, you will have the right to use it. If it is levied, you should also levy a subsidy.

Question 10: What is the minimum down payment for serviced apartment loans? 50%.

Half of the serviced apartments are 40-year property rights, which are commercial in nature.

The down payment must be 5 cities.

Loans can only be made for 10 years, and housing provident fund loans cannot be used.

How much is the mortgage interest for 260,000 years?

Personal loan calculator (for reference only)

Types of loans Personal housing loans

The loan amount is 260,000 yuan.

The detailed period is 5 years.

The repayment method is equal principal and interest repayment.

The loan interest rate (annual interest rate) is 6.4%.

Pay the principal and interest of 5075.029 yuan per month.

Accumulated interest is 445,065,438+0.74 yuan.

The accumulated repayment amount is 30450 1.74 yuan.

Under normal circumstances, sometimes the loan interest rate will fluctuate.

500,000 yuan mortgage with an annual interest rate of 20 years and 5.73 months. How much is it?

If you borrow from China Merchants Bank, the specific monthly payment depends on your loan execution interest rate and repayment method. You can borrow money from China Merchants Bank official website or Mobile Banking for trial calculation, and the trial results are for reference only.

Mobile banking: log in to mobile banking and click My-All-Assistant-Financial Calculator-Loan Calculator;

China Merchants Bank Home Page: Central Financial Instrument-Personal Loan Calculator.

Enter the loan amount, annual interest rate, loan term, repayment method and other information, and try to calculate the monthly loan amount and interest.