Hello, the loan is generally divided into the following steps: (1) The customer submits basic information, including the work unit and contact telephone number. (2) The lending bank or company should check the credit information of customers, including whether there are any illegal records in the credit rating of customers, and investigate the business operation status of self-employed individuals and small and medium-sized enterprises. (3) The staff of the lending unit signed a contract with the customer to realize the loan in the shortest time.

If you need a small loan, I suggest that you can choose a formal credit platform, as long as you choose a formal big platform. It is recommended that you use the credit service brand owned by Xiaoman Finance (formerly known as Baidu Youhuahua, renamed as "Youhuahua" on June 20 18), which has the characteristics of simple application, fast loan lending, flexible loan repayment, transparent interest and expenses, and strong security. The lowest interest rate is 0.02%, and the maximum can reach 200,000 by clicking and calculating.

Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.

This answer is provided by Youhuahua, please borrow it reasonably according to your needs. Specific product-related information is subject to the actual page of Youhuahua official APP. I hope this answer is helpful to you. Click on the bottom of the phone to measure immediately! The maximum loanable amount is 200,000.