The Samoyed Mathematics loan in the 360 ??IOU is true. According to relevant inquiries, 360 IOU is a personal and small and micro credit platform formerly owned by 360 Digital and 360 Finance. It was established with the approval of the China Banking Regulatory Commission. It has a formal financial license wholesaled by the China Banking Regulatory Commission and is supervised by the China Banking Regulatory Commission. And borrowing is strict, you must be over 18 years old to borrow, and the platform's borrowing records will be reported to the central bank for credit reporting, and there is a very strict process.