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How to get a self-help loan from Gansu Rural Credit Cooperatives?
The steps of rural credit cooperatives loan are to contact the account manager; Determine the purpose of the loan; Preliminary judgment of loan qualification; Prepare the lender's ID card, financial certificate and other loan materials; Loan review; Loan issuance; Repay on time.

Rural cooperatives came into being in the agricultural cooperative movement in the early 1950s. It is an agricultural socialist economic organization in which farmers voluntarily unite to put all their means of production (land, large farm tools and farm animals) under collective ownership in order to implement the transformation of socialist public ownership, organize agricultural production and management, and collectively work for farmers, each according to his ability and distribution according to his work. Rural collective economic organizations are different from enterprise legal persons, social organizations and administrative organs, and have their unique political and legal nature.

Rural economic cooperatives are mutual-aid economic organizations based on household contract management, in which producers and operators of similar agricultural products and providers and users of similar agricultural production and operation services voluntarily unite and manage democratically. Encouraged by industry and commerce, agriculture and other departments, the organization supports farmers to develop cooperative economic organizations, protects the legitimate rights and interests of farmers' cooperative economic organizations and their members, regulates farmers' cooperative economic organizations and their behaviors, increases farmers' income, and promotes the harmonious development of rural economy and society.

165438+1In mid-October, the Provincial Administration for Industry and Commerce, the Provincial Agriculture Committee and the Jinzhong Municipal Administration for Industry and Commerce sent special personnel to Shouyang County for investigation and visited the "Buckwheat" and "Liuhe Breeding" farmers' associations in the county. They think that farmers' associations are legal entities, and they can't produce and operate independently or lend money, while "rural economic cooperatives" can raise funds for loans, but rural economic cooperatives are neither shareholders' investment nor rural collective investment. The research group believes that the business license of enterprise legal person should be issued for the enterprise registration of rural economic cooperatives, with a registered capital of not less than 1 0,000 yuan, and the enterprise type is joint-stock cooperation. After consultation, the first legal person business license of rural economic cooperative enterprise in our province was awarded to the Huairen Vinegar Cooperative in Yuci, Jinzhong City.

Rural cooperatives have experienced three main periods, namely, the cooperative period (from primary cooperatives to advanced cooperatives); People's commune period (divided into three levels: production team, production brigade and commune, based on production team); During the period of economic cooperatives (after the rural reform was cancelled and the rural organizational system was established, the original people's commune, production brigade and production team were changed to township, village and villagers' groups, and in order to adapt to the economic functions of the production team, they were renamed as economic cooperatives, and the names of villagers' groups and economic cooperatives coexisted).