Yes According to Phoenix. com. Com real estate news, Wuhan will usher in the fourth downward adjustment of mortgage interest rate, and the first home loan interest rate will be reduced from 5.63% to 5.2%.
(Screenshot from Phoenix Real Estate)
On March 25th, Wuhan's mortgage market policy released a positive signal, and all banking institutions lowered their first and second home loans.
The interest rate of the first home loan was lowered from 5.63% to 5.2%;
The second home loan interest rate was lowered from 5.88% to 5.4%, and the first home loan interest rate was lowered to 5.2%.
(Source: Renren Consultant)
(For reference only, subject to the actual situation of the bank)
Phoenix. The related staff of Bank of Communications, a real estate consultancy, said that the mortgage interest rate will indeed be lowered, but it has not been officially issued yet.
(Wuhan's latest policy of restricting purchases and loans)
At present, the amount of bank loans is sufficient, and personal housing loans are promoted by lowering the mortgage interest rate.
According to the calculation, taking 1 10,000 mortgage with equal principal and interest repayment for 30 years as an example, other conditions remain unchanged:
If the mortgage interest rate is lowered by 48 BP, the monthly mortgage repayment will be reduced by about 654.38+0.08 million RMB.
Tip: The final mortgage interest rate and policy shall be subject to the actual implementation of the bank.
Wuhan mortgage interest rate has been lowered three times.
In recent months, the mortgage interest rate in Wuhan has been lowered three times.
1, 202165438+February, the interest rate of the first home loan of some banks was lowered from 5.78% to 5.73% (down by 5 basis points).
2.20221October 20, 65438 The central bank announced that it would lower the LPR for more than five years to 4.6%.
The interest rate of the first suite in Wuhan decreased from 5.73% to 5.68%, and the interest rate of the second suite decreased from 5.98% to 5.93% (down by 5 basis points).
3. In February 2022, the interest rate of the first suite in Wuhan dropped from 5.68% to 5.63%, and the interest rate of the second suite dropped from 5.93% to 5.88% (down by 5 basis points).
Early records show that the interest rate of the first home loan in Wuhan was as high as 6.35% from 2065438 to July 2008, when the cost of buying a house was still quite high.
2022 Wuhan property market focus
"Stabilize investment, de-inventory, guarantee targets and control risks"
Recently, Wuhan housing management department released the key work of the property market, directly telling us what Wuhan property market will do in 2022.
In 2022, there are five key tasks of Wuhan property market, and four of them are collected, as shown below.
One last reminder: In 2022, the main tone of the property market will still be "live without speculation".
From many aspects and measures to "continue to protect the housing needs of the masses", the housing environment and policies will get better and better.
202 1 what is the mortgage interest rate in Wuhan?
According to the inquiry of Anjuke, from 202 1 1 to 202 1 65438+2 months in Wuhan, the mortgage interest rate in Wuhan was lowered three times, with the first mortgage interest rate of 5.63% and the second mortgage interest rate of 5.88%.
202 1 what is the loan interest rate of China bank in Wuhan?
202 1 what is the loan interest rate of China bank in Wuhan? 202 1 The interest rate of commercial loans is as follows: within six months (including six months), the interest rate of commercial loans from six months to one year (including 1 year) is 4.35%, the lowest interest rate of the first suite is 5.68%, and the lowest interest rate of the second suite is 5.93.