Commercial loan: 350,000, 30 years, with equal principal and interest method: 2223.76 yuan per month, with total interest of 450,553.42 yuan and total principal and interest of 800,553.42 yuan; Average capital method: after the repayment of 2882.64 yuan in the first month, the monthly decrease is 5.3 1 yuan, the total interest paid is 344,830.21yuan, and the total principal and interest for 20 years is 694,830.21yuan 350,000. Matching principal and interest method: monthly repayment is 26 19.82. Average capital method: after the repayment of RMB 3,368.75 in the first month, it will be reduced by RMB 7.96 per month, and the total interest paid will be 230,205.438+0 yuan, and the total principal and interest will be 580,205.438+0 yuan. 356,5438+00 years, equal principal and interest, monthly repayment of 3,983.09 yuan, total interest of 65,438+027,970.69 yuan, total principal and interest of 477,970.69 yuan; Average capital, the repayment in the first month is 4,827.08 yuan, with a monthly decrease of 15.92 yuan, the total interest paid is15580.21yuan, and the total principal and interest is 4,655,8021yuan. Provident fund: 350,000 yuan, with equal principal and interest. Matching principal and interest method: the monthly repayment is 2265438 yuan +04.27 yuan, and the total interest is 65438 yuan +0.865438 yuan. Average principal repayment method: after the repayment of 2770.83 yuan in the first month, it will be reduced by 5.47 yuan per month, and the total interest will be 158, 156.25 yuan, and the total principal and interest will be 508 156.25 yuan, with equal principal and interest, and the monthly repayment will be 3627.34 yuan. Repay the average capital of 4,229.17 yuan in the first month, with a monthly decrease of 65,438+00.94 yuan. The total interest paid is 79,406.25 yuan, and the total principal and interest is 429,406.25 yuan.
A house loan of 350,000 yuan. Loan for 30 years, with a monthly repayment of 2,500 yuan. How much interest should I pay?
Commercial loan: 350,000, 30 years. According to the benchmark interest rate of 5.65,438+065,438+0 in May 2065, the monthly repayment is 2,020.33 yuan, with total interest of 377,365,438 yuan +07.09 yuan and total repayment of 727,365,438 yuan +07.09 yuan.
Provident fund loan is 350,000 yuan for 30 years. According to the benchmark interest rate of 3.75,438+065,438+0 in May 2005, the monthly repayment is 65,438+0620.9 yuan, with total interest of 233,525.65 yuan and total repayment of 583,525.65 yuan.
How much is a monthly loan of 350 thousand for 30 years
Under normal circumstances, only the mortgage can be used for 30 years. If the loan lasts for 350,000 years, the monthly repayment amount is related to the loan type, loan interest rate and repayment method.
1. The commercial loan interest rate rises on the basis of the central bank benchmark 10%(5.39%).
Matching principal and interest repayment, monthly repayment 1963.438+07 yuan; Repay the principal in equal amount, 254,438+0 yuan in the first month, and 5 yuan will be reduced every month thereafter.
2. The central bank based on provident fund loans and interest rates (3.25%).
Matching principal and interest repayment, monthly repayment 1523.22 yuan; Equal principal repayment, 65,438+0,920.1.4 yuan in the first month, and 3 yuan will be reduced every month thereafter.