Now most people choose to buy a house with a loan. If they buy an auction house, they have already gone through the loan formalities before handing over the house and have already begun to repay the loan. It may be because of the house problem that they want to check out. Then, the following small series will share with you whether the house purchased by mortgage can still be refunded, and what can be checked out?

1. Can I return the house bought by mortgage?

If you buy a commercial house by mortgage, you can return the house after paying the loan. You can check out under the following circumstances:

1. If the developer fails to deliver the house within the time stipulated in the contract, the buyer can choose to return the house.

2. If there is an error between the actual area of the house and the area agreed in the contract, and the absolute value of the error is greater than 3%, you have the right to request to return the house.

3. If the developer changes the housing structure, apartment type and area without authorization, the buyer may request to return the house.

2. What kind of situation can I check?

1, delayed delivery

If the delivery is delayed, the delivery time can be 30-90 days. If the developer still cannot deliver the house beyond this time limit, the buyer may ask the developer to return the house and double the deposit or pay the interest on the house payment.

2. The developer lacks valid certificates and approval documents, which makes the contract invalid.

According to the relevant regulations, developers must have all the documents in order to build and sell houses. If the documents are incomplete, it is illegal to operate, and signing a sales contract with the property buyers is also an invalid contract.

The developer changed the design without the buyer's consent.

When the buyer signs a contract with the developer, the developer must obtain the buyer's consent to change the design, otherwise the developer defaults and the buyer can return the house.

4, can't get the title certificate.

Because of the developer's reasons, the buyers can't get the property right certificate within the time stipulated in the contract. In this case, property buyers can ask developers to return a house and return the deposit.

Abstract: The above is what Bian Xiao shared for everyone. Can the house purchased by mortgage be refunded? What kinds of related contents can be refunded? I hope I can help you. Everyone must choose a house carefully to avoid unnecessary losses caused by check-out.