When we join the company, we can enjoy a variety of welfare policies. Housing provident fund is one of them, which provides employees with great help. If you want to use provident fund loans, you must go to the corresponding department. So where is the Beijing Housing Provident Fund Loan Center and what are the procedures for applying for a housing provident fund loan? Do you know? Let’s take a look now.
1. Where is the Beijing Housing Provident Fund Loan Center?
The Beijing Housing Provident Fund Loan Center is located at No. 56, North Fourth Ring West Road. If you need to withdraw the housing provident fund in Beijing, you need to meet one of the following four situations: ① To purchase a second-hand house, you need to use the housing provident fund; ② To purchase commercial housing or affordable housing; ③ The provident fund is used for housing renovation or dilapidated housing; ④ Provident fund Used to raise funds for cooperative housing construction.
2. What are the procedures for applying for a housing provident fund loan
1. Applicants need to prepare materials for using provident fund loans, and then go to the service hall to submit them. Relevant staff will review the materials. Review and enter information for applicants who pass the review. Those who do not meet the standards will be returned and the reasons will be informed.
2. Relevant personnel of the Provident Fund Management Center will check the applicant's information and help the applicant formulate the loan amount and loan period through personal credit and loan policies.
3. For applicants who pass the review, the person in charge of the service hall will review and approve the loan application. After approval, a notice of approval for the provident fund loan will be printed.
4. After receiving the notice, applicants for provident fund loans can go to the corresponding bank and sign the corresponding contract with the guarantee company, and go to the Housing Authority to handle the relevant procedures for provident fund mortgage. Bank staff also The applicant's ownership will be registered and verified.
5. The bank will handle the loan business for the applicant based on the loan notice from the provident fund service hall, and transfer the loan amount into the designated account.
As for where the Beijing Housing Provident Fund Loan Center is and what are the procedures for applying for a Housing Provident Fund loan, we will introduce it here first. Do you understand it? If you need to apply for a Provident Fund loan, you need to bring it with you Submit relevant materials to the Provident Fund Loan Center and wait for review.