1, 16 deposit 10000 yuan for three years. The loan amount of 18 today is 7592 yuan.
What I am talking about here should be the cash value loan of the policy. Generally speaking, 80% of the policy value can be loaned. According to the calculation of 7592 yuan, the cash value of the policy is still close to 1 ten thousand yuan. This should be misunderstood. Based on 18 year insurance, three-year payment and 10000 premium, the cash value in the first year of trial calculation is 6496 yuan, and the loanable amount is 80% of 6496 yuan.
You can repay the principal within five years.
What is said here should be the sum of the first year's return+annual payment * years+cash value.
At this time, the cash value occupies a major position, and it is still relatively limited. Cash value will only be withdrawn when surrender. If it is in the state of continuing insurance, it is not the principal, but the first year's payment+annual payment * years later.
3. If you save 6,543,800 yuan today, you can withdraw 73,000 yuan tomorrow, but you still have to pay 40% of the insured amount, 6,543,800 yuan+daily interest, monthly compound interest, annual dividend and 20 times leverage.
It is inaccurate to say that 73,000 yuan is withdrawn and the policy loan is loaned at 80% of the cash value.
The topic 1 has already been mentioned. The annuity insurance premium is deposited in 654.38+million, but the insured amount is not 654.38+million. The specific insured amount can be found in official website, so it is not accurate to calculate the interest according to the insured amount of 65,438+10,000.
I've just sorted out some related contents about the high income of annuity insurance, hoping to help you:
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All guarantee contents should be based on the contract, and the contract is the guarantee basis.
Mars of CPIC is an annual annuity insurance with pure financial management. I don't know whether to buy insurance requires health protection or pay more attention to dividends.
Buy insurance according to demand, analyze insurance, and then buy a more suitable one.