There is a loan from Wan Hui in the credit report. You can do a credit investigation first and then match the loan platform according to the information in the credit investigation. If you really can't remember. You can call the lender and ask what loan platforms the other party has to cooperate with. Then screen out which one you applied for. Then call this loan platform to negotiate repayment, and then let the platform give you a settlement certificate.

First, make a credit report and see what the specific name of the lender is. Then search the lender's customer service online and call the customer service phone to ask which platform the loan comes from. Then contact the loan platform for repayment, and then the other party will give you a repayment account and directly transfer it to this account. Many debtors have applied for many loan platforms, but the loan platforms are not real lenders. So even if they make a credit report, they don't necessarily know which platform the debt belongs to. So when we want to repay, we don't know who to repay. So in this case, we must first find the lender, then find the loan platform, and finally transfer the money to the loan platform.

Only the company name of the lender will be displayed in the credit information, but not the company name of the loan platform. So it's no use just knowing the lender. Be sure to find a way to contact the loan platform and then return the money to the loan platform, because the lender will not accept your arrears. In addition, some loans overdue will be compensated by the insurance company for a long time. If this happens, please do not contact the loan platform. You can contact the insurance company directly and refund the arrears to the insurance company. Because compensation means that the insurance company will repay the arrears to the loan platform for you, so you owe it to the insurance company now. If you want to return it, you can return it directly to the insurance company.

There are two things to remind when repaying:

1. Don't repay according to the repayment amount of the other party. We can talk to each other about relief. Because long-term non-repayment will generate high interest. This part of the interest is illegally charged by the loan platform. Therefore, you can negotiate with the platform to reduce some or even all of the interest, and then repay it in one lump sum. If you are overdue for a long time, the other party will agree.

2. Be sure to ask the other party to give you the settlement certificate after repayment. Only in this way can we prove that the arrears have been paid off. Otherwise, it is likely that even if you pay back the money, it will not be solved. The other party asked you to return it later.