Hello!

Well, I really don't know. You'd better save money one day in advance. I deposited it a few days ago. If it is late, the bank will have more than three records, which will become a bad record. I won't lend it to you if I want to.

If in doubt, please ask.

2. When will the personal commercial loan of China Bank be automatically deducted?

Automatic Deduction Rules for Personal Commercial Loans of Bank of China:

China Bank's personal loan automatic deduction method is automatic deduction once every morning before the business starts. Deduction will be made automatically on the same day (in general, automatic deduction will be made every night 18, so it is recommended that you deposit enough funds in advance to avoid overdue), and the deduction will be made according to the principle of "as much as you can" (in case of Saturday, Sunday and legal holidays, the deduction will remain unchanged, and other special months without such days will not be postponed).

If your loans overdue dies, it won't affect the system twice a day. When you are overdue, the system will execute the deduction mode. If you don't pay back, the system will automatically deduct money from your account every day.

Except for loans entrusted by BOC (for example, the Housing Provident Fund Management Center entrusts us to deduct housing provident fund loans), the above deduction method is applicable to all kinds of personal loans of BOC.

The above contents are for your reference. Please refer to the actual business regulations.

If in doubt, please consult the online customer service of China Bank or download and use the mobile banking APP of China Bank to handle related business.

3. Will the automatic deduction of BOC loans be overcharged?

Automatic deduction will not be deducted more, but will be deducted according to the amount you should pay back.

4. When is the automatic deduction time for personal loans of BOC?

The automatic deduction method for personal loans is twice a day. The system will automatically deduct once before the loan account is opened on the morning of the repayment date, and make the second automatic deduction after the business ends on the same day (normally, automatic deduction will be started every night 18, and customers are advised to deposit enough funds in advance to avoid overdue), and repay the loan account arrears according to the principle of "how much to deduct" (in case of Saturday, Sunday and legal holidays, the deduction will be the same and will not be postponed. If the agreed repayment date is 3 1, etc. Other special months without this date will be deducted on the last day of the month. Except for loans entrusted by BOC (such as housing provident fund loans entrusted by the Housing Provident Fund Management Center), the above deduction methods are applicable to all kinds of personal loans of BOC. The above contents are for your reference. Please refer to the actual business regulations. If you have any questions, please contact online customer service of Bank of China. You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.