1. Loans to farming, animal husbandry, forestry, agriculture-related industrial chain and other related industries shall be repaid according to the average monthly capital and equal principal and interest. For a single loan with a term of less than one year (including one year), considering the cash flow characteristics and capital turnover cycle of the borrower's agricultural production, we can consider accepting the repayment method of paying interest on a monthly (quarterly) basis and repaying the principal once every six months, one year; If the loan term is more than one year and less than three years (including three years), the repayment period shall not exceed half a year, and the one-time repayment of principal and interest is not supported; If the loan term is more than three years, the repayment method of monthly principal and interest must be adopted.

2. Agricultural machinery loans can be determined according to the cash flow characteristics of agricultural production that borrowers are engaged in. In addition to the repayment of monthly principal and equal principal and interest, for loans with a term of less than one year (including one year), monthly (quarterly) interest payment and one-time principal repayment can also be adopted. For loans of more than one year and less than three years (including three years), the repayment period does not exceed half a year, and the one-time repayment of principal and interest is not supported.

The above contents are for your reference. Please refer to the actual business regulations.

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