1. Face-to-face signing at outlets: If you receive a short message from China Merchants Bank requesting face-to-face signing at outlets, you need to bring your valid ID card, that is, the application materials to the local outlets of China Merchants Bank within 30 days;
2. Appointment interview: If you receive an appointment call from China Merchants Bank Credit Card Center, you can confirm the interview with the staff.
Extended data:
Face-to-face signing refers to the procedure that the borrower pays the loan fee legally and effectively in the loan bank, and also refers to face-to-face signing. One of the key points of the interview is to dispel the other party's doubts about your immigration tendency.
Face-to-face signing is mainly to prevent borrowers from borrowing or maliciously defrauding loans without the ability to borrow. When signing the contract face to face, the borrower should bring all the required information, including the original real estate license, sales contract, payroll, income certificate, ID card, household registration book and so on. During the interview, the counter will verify your work unit, telephone number and address, and ensure that it is filled in correctly and truly. In case the interview fails.
Relevant procedures for loans:
1, receive
2. Appraisal fee = appraisal value *0.5% 2 appraisal working days.
3, into pieces
4. Guarantee fee for field investigation by guarantee company = loan amount * total principal and interest * amount +200 (guarantee company fee)
5. Witness fee for bank face-to-face signing = loan amount * 1 ‰ (not less than 100, legal fees)? The Warrant Department informs the customer to go through the audit procedures at the designated bank, and the borrower and related parties need to be present in person to approve the loan for 7 working days.
6. After the transfer bank is approved, notify the buyer and the seller to go through the transfer formalities at the Housing Authority.
7. The evidence taker shall go to the Housing Authority to get the certificate on the specified date.
8. The mortgage officer will hand over the warrant to the bank for loan within 3 working days.
9. After receiving the loan and completing the loan procedures, the certificate department will hand over all the documents to the signing center, and the signing personnel will go through the closing procedures with the customer.
References:
Baidu encyclopedia-bank credit business