1, personal housing loan. The loan interest rate of ICBC is determined by the benchmark interest rate and personal credit information, and the benchmark interest rate implemented as of April 2023 is 4.65% to 4.9%.
2. Personal consumption loans. The loan interest rate of ICBC fluctuates on the basis of the benchmark interest rate, with a fluctuation range of 5%-9%.
3. Corporate loans. The loan interest rate of ICBC will vary according to the borrower's situation and the purpose of the loan, ranging from 4.35% to 7.5%.